Here’s what the ADA (Australian Dental Association) says about health funds that promote contracted provider schemes (using terms like “Preferred” or “Participating”, “Members Choice” or “Members First”)…
Be careful: You may not be able to choose your own dentist and receive the rebates that have been promised to you.
Special contractual relationships between a health fund and the dentist of their choosing may be beneficial to them but not to you.
The restriction by health funds is not in the patient’s dental health interest – think again about the insurer you are choosing if it insists on you seeing their preferred dentist.
If you cannot be treated by the dentist of your choice then you need to carefully consider the terms of your cover and ask why your insurer says your cannot be seen by your own dentist.
Go to www.ada.org.au/time2switch/Home if you are disappointed by how much are you getting back from your health fund.
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